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In-house financing

YOUR JOB IS
YOUR CREDIT

No banks, no runaround. Down payments from $500, weekly or bi-weekly payments, and on-time payments reported to help rebuild your credit.

$500
Down payments from
Weekly
Or bi-weekly payments
Same Day
Drive home
Credit
Builder reporting
Why buy here pay here

APPROVAL BASED ON YOU,
NOT YOUR SCORE

We are the bank. That means we look at your job, income and stability — not just a three-digit number.

Bad credit? No credit? OK.

Bankruptcy, repos, divorce or brand-new credit — we work with real-life situations every day.

Down payments from $500

Get on the road with a low down payment and use your trade-in to lower it even more.

Pay on your payday

Choose weekly, bi-weekly or monthly payments that line up with when you get paid.

Rebuild your credit

We report your on-time payments to the credit bureaus so your score can climb.

Inspected & serviced

Every BHPH vehicle passes a multi-point inspection and comes serviced and road-ready.

Limited warranty included

Drive with confidence — powertrain coverage is included on qualifying vehicles.

What to bring

GET APPROVED
IN ONE VISIT

Bring these items and most customers drive home the same day.

Customer making an in-house car payment at the counter
The process

HOW BUY HERE PAY HERE WORKS

01

Apply

Quick application online or in store. Approval based on job and income.

02

Choose

Pick from hundreds of inspected, BHPH-eligible vehicles that fit your budget.

03

Drive

Make your down payment, sign and drive home the same day.

04

Build

Pay on schedule — in store, online or by phone — and build your credit.

Popular picks

BHPH-ELIGIBLE VEHICLES

Black Hyundai sedan
BHPH Eligible

2018 Hyundai Accent SE

61,000 mi · FWD · 38 MPG
Weekly
$95
Down
$500
Price
$12.9K
Grey Nissan Juke
BHPH Eligible

2017 Nissan Juke SV

68,200 mi · AWD · Turbo
Weekly
$99
Down
$500
Price
$13.5K
Grey Ford Mustang GT
BHPH Eligible

2016 Ford Mustang GT

72,400 mi · RWD · V8
Weekly
$139
Down
$995
Price
$21.9K
White Honda CR-V
BHPH Eligible

2019 Honda CR-V EX

52,300 mi · AWD · CVT
Weekly
$149
Down
$995
Price
$24.9K
Buy here pay here

Low down payments.
Payments you can afford.

Down payments under $500 · First-time buyer program · Bank financing
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